Terms of service
**Terms of Service
Anca‑Margaritescu.com**
Last updated: [05/01/2026]
Welcome to Anca‑Margaritescu.com. By accessing or using this website, purchasing digital products, or booking services, you agree to be bound by the following Terms of Service. Please read them carefully before using our site.
1. Acceptance of Terms
By visiting Anca‑Margaritescu.com, purchasing digital items, or booking services, you confirm that you:
• Are at least 18 years old
• Have the legal capacity to enter into a binding agreement
• Agree to comply with these Terms of Service and all applicable laws
If you do not agree, please do not use this website.
2. Digital Products
All digital items sold on Anca‑Margaritescu.com are non‑tangible, instantly delivered digital goods.
By purchasing a digital product, you acknowledge that:
• You receive immediate access to the content
• All sales are final and non‑refundable
• You may not share, resell, or redistribute the files
• You are responsible for ensuring your device can open the file formats provided
Unauthorized distribution of digital products is strictly prohibited.
3. Services (Tarot Readings & Intuitive Guidance)
Tarot readings, intuitive guidance sessions, and any other services offered on this website are custom, personalized services.
By booking a service, you agree that:
• All service purchases are final and non‑refundable
• You are responsible for providing accurate information needed to complete the service
• Missing a scheduled session or failing to provide required details does not qualify for a refund
• Services are for personal insight and entertainment purposes only
• Services do not replace professional legal, medical, psychological, or financial advice
We reserve the right to refuse service to anyone for any reason.
4. No Guarantees
While we strive to offer high‑quality digital products and meaningful intuitive services, we make no guarantees regarding:
• Specific outcomes
• Personal results
• Accuracy of interpretations
• Suitability of products for your unique situation
You are responsible for your own decisions and actions.
5. Intellectual Property
All content on Anca‑Margaritescu.com — including digital products, text, graphics, branding, videos, and service materials — is the exclusive property of Anca‑Margaritescu.com.
You may not:
• Copy
• Reproduce
• Modify
• Distribute
• Resell
• Claim ownership of any content
Violations may result in legal action.
6. Payment & Billing
All payments are processed securely through third‑party payment providers. By completing a purchase, you authorize the charge to your chosen payment method.
We are not responsible for:
• Bank fees
• Currency conversion fees
• Payment processing delays
Unauthorized purchases made using your account or device are your responsibility.
7. Limitation of Liability
To the fullest extent permitted by law, Anca‑Margaritescu.com is not liable for:
• Any direct, indirect, incidental, or consequential damages
• Loss of data, profits, or business opportunities
• Decisions made based on digital products or intuitive services
Your use of this website and its offerings is at your own discretion and risk.
8. Website Availability
We strive to keep the website running smoothly, but we do not guarantee:
• Uninterrupted access
• Error‑free performance
• That content will always be available
We may update, modify, or discontinue any part of the site at any time.
9. Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how your information is collected and used.
10. Changes to These Terms
We may update these Terms of Service at any time. Changes take effect immediately upon posting. Continued use of the website indicates acceptance of the updated terms.
11. Contact Information
For questions about these Terms of Service, please contact:
ancamargaritescuu@gmail.com